| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Community Bank, National Association | Bank | 6 | $478.1M | 27.58% |
| 2 | NBT Bank, National Association | Bank | 6 | $475.4M | 27.43% |
| 3 | Americu Credit Union | Credit union | 2 | $230.8M* | 13.32% |
| 4 | Empower Federal Credit Union | Credit union | 1 | $149.4M* | 8.62% |
| 5 | KeyBank National Association | Bank | 2 | $97.4M | 5.62% |
| 6 | JPMorgan Chase Bank, National Association | Bank | 1 | $80.7M | 4.66% |
| 7 | Manufacturers and Traders Trust Company | Bank | 2 | $69.9M | 4.03% |
| 8 | G.P.O. Federal Credit Union | Credit union | 1 | $61.4M* | 3.54% |
| 9 | Access Federal Credit Union | Credit union | 1 | $57.5M* | 3.32% |
| 10 | Seneca Savings Bank, National Association | Bank | 1 | $32.6M | 1.88% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.73B | 10 | 23 | Community Bank, National Association | 27.6% | 1,861 |
| 2025 | $1.76B | 10 | 23 | Community Bank, National Association | 28.9% | 1,898 |
| 2024 | $1.72B | 11 | 24 | Community Bank, National Association | 29.8% | 1,808 |
| 2023 | $1.74B | 11 | 24 | Community Bank, National Association | 29.8% | 1,805 |
| 2022 | $1.71B | 10 | 23 | Community Bank, National Association | 30.8% | 1,892 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.