| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Community Bank, National Association | Bank | 6 | $508.8M | 28.85% |
| 2 | NBT Bank, National Association | Bank | 6 | $465.5M | 26.40% |
| 3 | Americu Credit Union | Credit union | 2 | $255.9M* | 14.52% |
| 4 | Empower Federal Credit Union | Credit union | 1 | $148.1M* | 8.40% |
| 5 | KeyBank National Association | Bank | 2 | $95.2M | 5.40% |
| 6 | JPMorgan Chase Bank, National Association | Bank | 1 | $77.8M | 4.41% |
| 7 | Manufacturers and Traders Trust Company | Bank | 2 | $71.4M | 4.05% |
| 8 | G.P.O. Federal Credit Union | Credit union | 1 | $56.7M* | 3.22% |
| 9 | Access Federal Credit Union | Credit union | 1 | $53.1M* | 3.01% |
| 10 | Seneca Savings Bank, National Association | Bank | 1 | $30.6M | 1.74% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.76B | 10 | 23 | Community Bank, National Association | 28.9% | 1,898 |
| 2024 | $1.72B | 11 | 24 | Community Bank, National Association | 29.8% | 1,808 |
| 2023 | $1.74B | 11 | 24 | Community Bank, National Association | 29.9% | 1,810 |
| 2022 | $1.71B | 10 | 23 | Community Bank, National Association | 30.9% | 1,897 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.