| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | Bank | 4 | $286.2M | 23.16% |
| 2 | Adirondack Bank | Bank | 5 | $237.7M | 19.24% |
| 3 | First Source Federal Credit Union | Credit union | 1 | $166.5M* | 13.48% |
| 4 | G.P.O. Federal Credit Union | Credit union | 2 | $122.7M* | 9.93% |
| 5 | Beacon Bank and Trust | Bank | 2 | $121.2M | 9.81% |
| 6 | Americu Credit Union | Credit union | 1 | $115.4M* | 9.34% |
| 7 | NBT Bank, National Association | Bank | 1 | $92.1M | 7.45% |
| 8 | Community Bank, National Association | Bank | 1 | $71.7M | 5.81% |
| 9 | Remington Federal Credit Union | Credit union | 1 | $16.9M* | 1.36% |
| 10 | Woodforest National Bank | Bank | 1 | $5.0M | 0.41% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.24B | 10 | 19 | Manufacturers and Traders Trust Company | 23.2% | 1,462 |
| 2025 | $1.26B | 10 | 19 | Manufacturers and Traders Trust Company | 21.7% | 1,410 |
| 2024 | $1.23B | 10 | 19 | Manufacturers and Traders Trust Company | 21.9% | 1,402 |
| 2023 | $1.31B | 11 | 20 | Adirondack Bank | 20.0% | 1,313 |
| 2022 | $1.33B | 11 | 20 | Adirondack Bank | 20.1% | 1,337 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.