| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Community Bank, National Association | Bank | 7 | $535.2M | 61.22% |
| 2 | KeyBank National Association | Bank | 1 | $98.1M | 11.22% |
| 3 | Sea Comm Federal Credit Union | Credit union | 1 | $70.8M* | 8.09% |
| 4 | Trunorthern Federal Credit Union | Credit union | 3 | $68.7M* | 7.85% |
| 5 | NBT Bank, National Association | Bank | 1 | $48.4M | 5.53% |
| 6 | Adirondack Regional Federal Credit Union | Credit union | 1 | $25.9M* | 2.96% |
| 7 | Tri-Lakes Federal Credit Union | Credit union | 1 | $11.8M* | 1.35% |
| 8 | The North Country Savings Bank | Bank | 3 | $8.4M | 0.97% |
| 9 | Champlain National Bank | Bank | 1 | $7.0M | 0.81% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $874.2M | 9 | 19 | Community Bank, National Association | 61.2% | 4,044 |
| 2024 | $822.6M | 9 | 18 | Community Bank, National Association | 60.9% | 4,024 |
| 2023 | $811.6M | 9 | 15 | Community Bank, National Association | 62.2% | 4,160 |
| 2022 | $878.0M | 7 | 13 | Community Bank, National Association | 60.1% | 3,971 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.