| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Champlain National Bank | Bank | 6 | $308.9M | 28.39% |
| 2 | NBT Bank, National Association | Bank | 3 | $286.7M | 26.35% |
| 3 | Arrow Bank National Association | Bank | 4 | $181.0M | 16.64% |
| 4 | Trailnorth Federal Credit Union | Credit union | 4 | $154.2M* | 14.17% |
| 5 | Community Bank, National Association | Bank | 3 | $119.2M | 10.96% |
| 6 | Mountain Valley | Credit union | 2 | $26.3M* | 2.42% |
| 7 | Tri-Lakes Federal Credit Union | Credit union | 1 | $11.8M* | 1.08% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.09B | 7 | 23 | Champlain National Bank | 28.4% | 2,105 |
| 2024 | $1.09B | 7 | 22 | NBT Bank, National Association | 28.7% | 2,137 |
| 2023 | $1.09B | 7 | 22 | NBT Bank, National Association | 30.2% | 2,185 |
| 2022 | $1.14B | 7 | 22 | NBT Bank, National Association | 28.9% | 2,180 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.