| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Champlain National Bank | Bank | 6 | $320.9M | 24.05% |
| 2 | NBT Bank, National Association | Bank | 3 | $276.2M | 20.70% |
| 3 | Americu Credit Union | Credit union | 2 | $230.8M* | 17.30% |
| 4 | Arrow Bank National Association | Bank | 4 | $177.8M | 13.32% |
| 5 | Trailnorth Federal Credit Union | Credit union | 4 | $164.8M* | 12.35% |
| 6 | Community Bank, National Association | Bank | 3 | $117.7M | 8.82% |
| 7 | Adirondack Bank | Bank | 2 | $33.8M | 2.53% |
| 8 | Tri-Lakes Federal Credit Union | Credit union | 1 | $12.3M* | 0.92% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.33B | 8 | 25 | Champlain National Bank | 24.1% | 1,721 |
| 2025 | $1.12B | 8 | 25 | Champlain National Bank | 27.6% | 1,995 |
| 2024 | $1.12B | 8 | 24 | NBT Bank, National Association | 28.1% | 2,042 |
| 2023 | $1.13B | 8 | 24 | NBT Bank, National Association | 29.1% | 2,064 |
| 2022 | $1.18B | 8 | 24 | NBT Bank, National Association | 27.9% | 2,054 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.