| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Heartland Bank | Bank | 4 | $259.9M | 49.38% |
| 2 | Farmers and Merchants Bank | Bank | 1 | $119.2M | 22.64% |
| 3 | Cornerstone Bank | Bank | 1 | $50.1M | 9.52% |
| 4 | York State Bank | Bank | 1 | $48.0M | 9.12% |
| 5 | Generations Bank | Bank | 1 | $46.8M | 8.89% |
| 6 | First Bank of Utica | Bank | 1 | $2.4M | 0.45% |
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $526.3M | 6 | 9 | Heartland Bank | 49.4% | 3,204 |
| 2024 | $481.4M | 6 | 9 | Heartland Bank | 48.9% | 3,147 |
| 2023 | $460.2M | 6 | 9 | Heartland Bank | 53.5% | 3,467 |
| 2022 | $455.9M | 6 | 9 | Heartland Bank | 55.9% | 3,678 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.