| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Heartland Bank | Bank | 4 | $277.4M | 47.31% |
| 2 | Farmers and Merchants Bank | Bank | 1 | $127.6M | 21.76% |
| 3 | Cornerstone Bank | Bank | 1 | $68.6M | 11.70% |
| 4 | York State Bank | Bank | 1 | $62.1M | 10.59% |
| 5 | Generations Bank | Bank | 1 | $46.8M | 7.99% |
| 6 | First Bank of Utica | Bank | 1 | $3.8M | 0.66% |
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $586.3M | 6 | 9 | Heartland Bank | 47.3% | 3,025 |
| 2025 | $526.3M | 6 | 9 | Heartland Bank | 49.4% | 3,204 |
| 2024 | $481.4M | 6 | 9 | Heartland Bank | 48.9% | 3,147 |
| 2023 | $460.2M | 6 | 9 | Heartland Bank | 53.5% | 3,467 |
| 2022 | $455.9M | 6 | 9 | Heartland Bank | 55.9% | 3,678 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.