| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Pinnacle Bank | Bank | 1 | $162.7M | 44.36% |
| 2 | Adams Bank & Trust | Bank | 1 | $125.3M | 34.14% |
| 3 | Sandhills State Bank | Bank | 1 | $31.1M | 8.49% |
| 4 | Waypoint Bank | Bank | 1 | $25.5M | 6.94% |
| 5 | Holyoke Community Federal Credit Union | Credit union | 1 | $22.3M* | 6.08% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $366.9M | 5 | 5 | Pinnacle Bank | 44.4% | 3,291 |
| 2025 | $365.2M | 5 | 5 | Pinnacle Bank | 44.8% | 3,355 |
| 2024 | $352.7M | 5 | 5 | Pinnacle Bank | 44.2% | 3,208 |
| 2023 | $359.3M | 5 | 5 | Pinnacle Bank | 42.6% | 3,041 |
| 2022 | $341.6M | 5 | 5 | Pinnacle Bank | 36.4% | 2,788 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.