| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Pinnacle Bank | Bank | 1 | $163.5M | 44.76% |
| 2 | Adams Bank & Trust | Bank | 1 | $126.9M | 34.75% |
| 3 | Sandhills State Bank | Bank | 1 | $30.2M | 8.26% |
| 4 | Waypoint Bank | Bank | 1 | $24.4M | 6.68% |
| 5 | Holyoke Community Federal Credit Union | Credit union | 1 | $20.3M* | 5.55% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $365.2M | 5 | 5 | Pinnacle Bank | 44.8% | 3,355 |
| 2024 | $352.7M | 5 | 5 | Pinnacle Bank | 44.2% | 3,208 |
| 2023 | $359.9M | 5 | 5 | Pinnacle Bank | 42.5% | 3,033 |
| 2022 | $342.3M | 5 | 5 | Pinnacle Bank | 36.3% | 2,780 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.