| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | West Plains Bank and Trust Company | Bank | 6 | $669.5M | 47.34% |
| 2 | Simmons Bank | Bank | 3 | $211.2M | 14.94% |
| 3 | Community First Banking Company | Bank | 2 | $169.9M | 12.01% |
| 4 | Southern Bank | Bank | 2 | $119.7M | 8.47% |
| 5 | Wood & Huston Bank | Bank | 2 | $94.5M | 6.68% |
| 6 | West Plains Savings and Loan Association | Bank | 1 | $77.3M | 5.47% |
| 7 | FNBC Bank | Bank | 1 | $39.3M | 2.78% |
| 8 | Great Southern Bank | Bank | 1 | $25.2M | 1.78% |
| 9 | South Central Missouri Credit Union | Credit union | 1 | $7.7M* | 0.55% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.41B | 9 | 19 | West Plains Bank and Trust Company | 47.3% | 2,766 |
| 2025 | $1.33B | 9 | 19 | West Plains Bank and Trust Company | 46.1% | 2,664 |
| 2024 | $1.28B | 10 | 20 | West Plains Bank and Trust Company | 45.8% | 2,593 |
| 2023 | $1.25B | 10 | 20 | West Plains Bank and Trust Company | 45.8% | 2,584 |
| 2022 | $1.22B | 10 | 20 | West Plains Bank and Trust Company | 44.2% | 2,484 |
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