| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | West Plains Bank and Trust Company | Bank | 6 | $613.0M | 46.13% |
| 2 | Simmons Bank | Bank | 3 | $187.9M | 14.14% |
| 3 | Community First Banking Company | Bank | 2 | $168.4M | 12.67% |
| 4 | Southern Bank | Bank | 2 | $122.5M | 9.22% |
| 5 | Wood & Huston Bank | Bank | 2 | $91.2M | 6.86% |
| 6 | West Plains Savings and Loan Association | Bank | 1 | $73.7M | 5.55% |
| 7 | FNBC Bank | Bank | 1 | $40.4M | 3.04% |
| 8 | Great Southern Bank | Bank | 1 | $23.6M | 1.77% |
| 9 | South Central Missouri Credit Union | Credit union | 1 | $8.1M* | 0.61% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.33B | 9 | 19 | West Plains Bank and Trust Company | 46.1% | 2,664 |
| 2024 | $1.28B | 10 | 20 | West Plains Bank and Trust Company | 45.8% | 2,593 |
| 2023 | $1.25B | 10 | 20 | West Plains Bank and Trust Company | 45.8% | 2,583 |
| 2022 | $1.22B | 10 | 20 | West Plains Bank and Trust Company | 44.2% | 2,484 |
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