| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Dakota Heritage Bank | Bank | 1 | $79.0M | 39.50% |
| 2 | Unity Bank | Bank | 1 | $47.5M | 23.78% |
| 3 | Security State Bank of Oklee | Bank | 1 | $40.9M | 20.47% |
| 4 | Ultima Bank Minnesota | Bank | 1 | $26.4M | 13.19% |
| 5 | Red Lake Co Op Federal Credit Union | Credit union | 2 | $6.1M* | 3.05% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $199.9M | 5 | 6 | Dakota Heritage Bank | 39.5% | 2,728 |
| 2025 | $181.6M | 5 | 6 | Dakota Heritage Bank | 40.4% | 2,743 |
| 2024 | $178.9M | 5 | 6 | Dakota Heritage Bank | 40.5% | 2,740 |
| 2023 | $175.9M | 6 | 7 | Dakota Heritage Bank | 29.6% | 2,135 |
| 2022 | $189.6M | 6 | 7 | Unity Bank | 29.6% | 2,164 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.