| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Northern State Bank of Thief River Falls | Bank | 3 | $411.4M | 48.09% |
| 2 | Wings Financial | Credit union | 1 | $223.3M* | 26.10% |
| 3 | Border Bank | Bank | 1 | $135.2M | 15.80% |
| 4 | Wells Fargo Bank, National Association | Bank | 1 | $85.6M | 10.01% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $855.4M | 4 | 6 | Northern State Bank of Thief River Falls | 48.1% | 3,344 |
| 2024 | $812.9M | 4 | 6 | Northern State Bank of Thief River Falls | 48.6% | 3,338 |
| 2023 | $598.7M | 4 | 6 | Northern State Bank of Thief River Falls | 65.8% | 4,921 |
| 2022 | $630.4M | 4 | 6 | Northern State Bank of Thief River Falls | 67.7% | 5,105 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.