| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Pioneer Bank | Bank | 2 | $240.9M | 26.98% |
| 2 | Frandsen Bank & Trust | Bank | 1 | $214.5M | 24.02% |
| 3 | Southpoint Financial Credit Union | Credit union | 2 | $119.1M* | 13.34% |
| 4 | First National Bank Minnesota | Bank | 1 | $115.8M | 12.97% |
| 5 | ProGrowth Bank | Bank | 1 | $103.3M | 11.57% |
| 6 | Citizens Bank Minnesota | Bank | 1 | $53.6M | 6.00% |
| 7 | HomeTown Bank | Bank | 1 | $45.7M | 5.11% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $892.8M | 7 | 9 | Pioneer Bank | 27.0% | 1,847 |
| 2025 | $862.2M | 7 | 9 | Pioneer Bank | 27.3% | 1,876 |
| 2024 | $861.2M | 7 | 11 | Pioneer Bank | 27.2% | 1,817 |
| 2023 | $894.1M | 8 | 12 | Pioneer Bank | 28.6% | 1,803 |
| 2022 | $1.01B | 9 | 13 | Pioneer Bank | 26.4% | 1,610 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.