| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Citizens National Bank of Park Rapids | Bank | 1 | $348.1M | 52.64% |
| 2 | Northwoods Bank of Minnesota | Bank | 3 | $104.6M | 15.82% |
| 3 | Trustar Federal Credit Union | Credit union | 2 | $104.5M* | 15.81% |
| 4 | Northview Bank | Bank | 1 | $79.2M | 11.98% |
| 5 | First National Bank North | Bank | 1 | $24.8M | 3.75% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $661.2M | 5 | 8 | The Citizens National Bank of Park Rapids | 52.6% | 3,429 |
| 2025 | $641.7M | 5 | 8 | The Citizens National Bank of Park Rapids | 52.9% | 3,444 |
| 2024 | $595.5M | 5 | 8 | The Citizens National Bank of Park Rapids | 50.8% | 3,290 |
| 2023 | $620.9M | 5 | 8 | The Citizens National Bank of Park Rapids | 49.1% | 3,178 |
| 2022 | $636.3M | 5 | 8 | The Citizens National Bank of Park Rapids | 48.6% | 3,134 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.