| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Citizens National Bank of Park Rapids | Bank | 1 | $339.7M | 52.94% |
| 2 | Northwoods Bank of Minnesota | Bank | 3 | $100.8M | 15.70% |
| 3 | Trustar Federal Credit Union | Credit union | 2 | $98.6M* | 15.36% |
| 4 | Northview Bank | Bank | 1 | $76.8M | 11.96% |
| 5 | First National Bank North | Bank | 1 | $25.9M | 4.04% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $641.7M | 5 | 8 | The Citizens National Bank of Park Rapids | 52.9% | 3,444 |
| 2024 | $595.5M | 5 | 8 | The Citizens National Bank of Park Rapids | 50.8% | 3,290 |
| 2023 | $620.6M | 5 | 8 | The Citizens National Bank of Park Rapids | 49.1% | 3,179 |
| 2022 | $636.0M | 5 | 8 | The Citizens National Bank of Park Rapids | 48.6% | 3,136 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.