| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The First National Bank of Bemidji | Bank | 3 | $828.6M | 42.32% |
| 2 | Security Bank USA | Bank | 2 | $229.2M | 11.71% |
| 3 | Affinity Plus Federal Credit Union | Credit union | 2 | $223.9M* | 11.44% |
| 4 | Deerwood Bank | Bank | 2 | $221.8M | 11.33% |
| 5 | Wells Fargo Bank, National Association | Bank | 1 | $159.1M | 8.13% |
| 6 | National Bank of Commerce | Bank | 2 | $116.5M | 5.95% |
| 7 | Trustar Federal Credit Union | Credit union | 1 | $49.3M* | 2.52% |
| 8 | Bank Forward | Bank | 1 | $35.6M | 1.82% |
| 9 | Ultima Bank Minnesota | Bank | 1 | $34.1M | 1.74% |
| 10 | KodaBank | Bank | 1 | $27.6M | 1.41% |
| 2 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.96B | 12 | 18 | The First National Bank of Bemidji | 42.3% | 2,305 |
| 2024 | $1.67B | 11 | 17 | The First National Bank of Bemidji | 47.6% | 2,780 |
| 2023 | $1.71B | 11 | 17 | The First National Bank of Bemidji | 45.9% | 2,718 |
| 2022 | $1.73B | 11 | 17 | The First National Bank of Bemidji | 48.7% | 2,932 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.