| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The First National Bank of Bemidji | Bank | 3 | $844.4M | 37.81% |
| 2 | Deerwood Bank | Bank | 2 | $428.1M | 19.17% |
| 3 | Security Bank USA | Bank | 2 | $238.8M | 10.69% |
| 4 | Affinity Plus Federal Credit Union | Credit union | 2 | $238.2M* | 10.67% |
| 5 | Wells Fargo Bank, National Association | Bank | 1 | $162.5M | 7.28% |
| 6 | National Bank of Commerce | Bank | 2 | $121.4M | 5.44% |
| 7 | Trustar Federal Credit Union | Credit union | 1 | $52.3M* | 2.34% |
| 8 | Ultima Bank Minnesota | Bank | 1 | $47.2M | 2.11% |
| 9 | Bank Forward | Bank | 1 | $34.9M | 1.56% |
| 10 | KodaBank | Bank | 1 | $30.1M | 1.35% |
| 2 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $2.23B | 12 | 18 | The First National Bank of Bemidji | 37.8% | 2,124 |
| 2025 | $1.96B | 12 | 18 | The First National Bank of Bemidji | 42.3% | 2,305 |
| 2024 | $1.78B | 12 | 19 | The First National Bank of Bemidji | 44.6% | 2,486 |
| 2023 | $1.82B | 12 | 19 | The First National Bank of Bemidji | 43.2% | 2,441 |
| 2022 | $1.84B | 12 | 19 | The First National Bank of Bemidji | 45.8% | 2,628 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.