| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Alpena-Alcona Area Credit Union | Credit union | 2 | $121.3M* | 40.71% |
| 2 | Huron State Bank | Bank | 1 | $77.0M | 25.84% |
| 3 | Awakon Federal Credit Union | Credit union | 2 | $58.0M* | 19.47% |
| 4 | Citizens National Bank of Cheboygan | Bank | 1 | $41.6M | 13.98% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $297.9M | 4 | 6 | Alpena-Alcona Area Credit Union | 40.7% | 2,900 |
| 2024 | $290.0M | 4 | 6 | Alpena-Alcona Area Credit Union | 38.2% | 2,787 |
| 2023 | $315.8M | 4 | 6 | Alpena-Alcona Area Credit Union | 40.7% | 2,868 |
| 2022 | $216.1M | 4 | 5 | Awakon Federal Credit Union | 31.9% | 2,753 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.