| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Savings Bank | Bank | 2 | $211.4M | 49.86% |
| 2 | Honor Bank | Bank | 3 | $164.6M | 38.82% |
| 3 | West Shore Bank | Bank | 1 | $31.3M | 7.38% |
| 4 | Frankfort Community Federal Credit Union | Credit union | 1 | $16.7M* | 3.93% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $424.0M | 4 | 7 | State Savings Bank | 49.9% | 4,063 |
| 2025 | $412.7M | 4 | 7 | State Savings Bank | 49.5% | 4,061 |
| 2024 | $399.4M | 4 | 7 | State Savings Bank | 48.4% | 4,043 |
| 2023 | $383.8M | 4 | 7 | State Savings Bank | 50.4% | 4,101 |
| 2022 | $397.6M | 4 | 7 | State Savings Bank | 51.7% | 4,181 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.