| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Alpena-Alcona Area Credit Union | Credit union | 2 | $121.3M* | 54.54% |
| 2 | Huron Community Bank | Bank | 2 | $64.8M | 29.14% |
| 3 | Northland Area Federal Credit Union | Credit union | 1 | $36.3M* | 16.32% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $222.4M | 3 | 5 | Alpena-Alcona Area Credit Union | 54.5% | 4,090 |
| 2024 | $206.9M | 3 | 5 | Alpena-Alcona Area Credit Union | 53.5% | 4,030 |
| 2023 | $234.0M | 3 | 5 | Alpena-Alcona Area Credit Union | 54.9% | 4,095 |
| 2022 | $320.2M | 3 | 6 | Alpena-Alcona Area Credit Union | 52.2% | 3,906 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.