| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Alpena-Alcona Area Credit Union | Credit union | 2 | $130.5M* | 56.62% |
| 2 | Huron Community Bank | Bank | 2 | $61.8M | 26.82% |
| 3 | Northland Area Federal Credit Union | Credit union | 1 | $38.2M* | 16.56% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $230.5M | 3 | 5 | Alpena-Alcona Area Credit Union | 56.6% | 4,199 |
| 2025 | $222.4M | 3 | 5 | Alpena-Alcona Area Credit Union | 54.5% | 4,090 |
| 2024 | $206.9M | 3 | 5 | Alpena-Alcona Area Credit Union | 53.5% | 4,030 |
| 2023 | $236.9M | 3 | 5 | Alpena-Alcona Area Credit Union | 55.1% | 4,101 |
| 2022 | $324.7M | 3 | 6 | Alpena-Alcona Area Credit Union | 52.3% | 3,914 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.