| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First United Bank & Trust | Bank | 2 | $275.6M | 15.97% |
| 2 | Chessie Federal Credit Union | Credit union | 6 | $274.5M* | 15.90% |
| 3 | Manufacturers and Traders Trust Company | Bank | 5 | $249.6M | 14.46% |
| 4 | First Peoples Community Federal Credit Union | Credit union | 8 | $216.3M* | 12.53% |
| 5 | Truist Bank | Bank | 3 | $203.8M | 11.81% |
| 6 | State Employees CU Of Maryland, Inc Credit Union | Credit union | 1 | $175.2M* | 10.15% |
| 7 | Wepco Federal Credit Union | Credit union | 3 | $139.4M* | 8.08% |
| 8 | Act 1St Federal Credit Union | Credit union | 2 | $90.1M* | 5.22% |
| 9 | Dollar Bank, Federal Savings Bank | Bank | 2 | $62.3M | 3.61% |
| 10 | Somerset Trust Company | Bank | 2 | $38.8M | 2.25% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.73B | 10 | 34 | First United Bank & Trust | 16.0% | 1,227 |
| 2024 | $1.71B | 10 | 35 | First United Bank & Trust | 16.1% | 1,247 |
| 2023 | $1.70B | 10 | 36 | Chessie Federal Credit Union | 16.5% | 1,215 |
| 2022 | $1.54B | 9 | 34 | Chessie Federal Credit Union | 18.8% | 1,398 |
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