| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First United Bank & Trust | Bank | 2 | $309.9M | 17.85% |
| 2 | Chessie Federal Credit Union | Credit union | 6 | $248.2M* | 14.30% |
| 3 | Manufacturers and Traders Trust Company | Bank | 4 | $246.0M | 14.17% |
| 4 | First Peoples Community Federal Credit Union | Credit union | 8 | $213.3M* | 12.29% |
| 5 | Truist Bank | Bank | 3 | $212.9M | 12.26% |
| 6 | State Employees CU Of Maryland, Inc Credit Union | Credit union | 1 | $186.0M* | 10.71% |
| 7 | Wepco Federal Credit Union | Credit union | 3 | $126.3M* | 7.27% |
| 8 | Act 1St Federal Credit Union | Credit union | 2 | $91.5M* | 5.27% |
| 9 | Dollar Bank, Federal Savings Bank | Bank | 2 | $64.9M | 3.74% |
| 10 | Somerset Trust Company | Bank | 2 | $37.4M | 2.15% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.74B | 10 | 33 | First United Bank & Trust | 17.9% | 1,239 |
| 2025 | $1.73B | 10 | 34 | First United Bank & Trust | 16.0% | 1,227 |
| 2024 | $1.71B | 10 | 35 | First United Bank & Trust | 16.1% | 1,247 |
| 2023 | $1.70B | 10 | 36 | Chessie Federal Credit Union | 16.4% | 1,215 |
| 2022 | $1.63B | 10 | 36 | Chessie Federal Credit Union | 17.8% | 1,280 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.