| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Community Trust Bank, Inc. | Bank | 2 | $170.2M | 21.19% |
| 2 | Hometown Bank of Corbin, Inc. | Bank | 3 | $152.5M | 18.99% |
| 3 | L & N Federal Credit Union | Credit union | 2 | $152.1M* | 18.95% |
| 4 | Forcht Bank, National Association | Bank | 2 | $89.1M | 11.09% |
| 5 | Cumberland Valley National Bank & Trust Company | Bank | 1 | $80.2M | 9.99% |
| 6 | Whitaker Bank | Bank | 3 | $79.4M | 9.89% |
| 7 | Y-12 Federal Credit Union | Credit union | 1 | $78.3M* | 9.75% |
| 8 | Commercial Bank | Bank | 1 | $1.2M | 0.15% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $803.0M | 8 | 15 | Community Trust Bank, Inc. | 21.2% | 1,584 |
| 2024 | $645.5M | 7 | 14 | Community Trust Bank, Inc. | 23.6% | 1,803 |
| 2023 | $661.2M | 7 | 14 | L & N Federal Credit Union | 25.6% | 1,850 |
| 2022 | $733.1M | 7 | 14 | L & N Federal Credit Union | 26.1% | 1,852 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.