| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Community Trust Bank, Inc. | Bank | 2 | $177.3M | 21.65% |
| 2 | L & N Federal Credit Union | Credit union | 2 | $161.5M* | 19.72% |
| 3 | Hometown Bank of Corbin, Inc. | Bank | 3 | $135.7M | 16.56% |
| 4 | Forcht Bank, National Association | Bank | 2 | $93.2M | 11.38% |
| 5 | Y-12 Federal Credit Union | Credit union | 1 | $87.8M* | 10.72% |
| 6 | Cumberland Valley National Bank & Trust Company | Bank | 1 | $86.9M | 10.61% |
| 7 | Whitaker Bank | Bank | 3 | $75.8M | 9.25% |
| 8 | Commercial Bank | Bank | 1 | $939K | 0.11% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $819.1M | 8 | 15 | Community Trust Bank, Inc. | 21.6% | 1,574 |
| 2025 | $841.3M | 9 | 16 | Community Trust Bank, Inc. | 20.2% | 1,465 |
| 2024 | $695.4M | 8 | 15 | Community Trust Bank, Inc. | 21.9% | 1,605 |
| 2023 | $712.7M | 8 | 15 | L & N Federal Credit Union | 24.4% | 1,665 |
| 2022 | $781.8M | 8 | 15 | L & N Federal Credit Union | 25.1% | 1,692 |
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