| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Monticello Banking Company | Bank | 4 | $366.1M | 71.76% |
| 2 | First Southern National Bank | Bank | 1 | $87.1M | 17.08% |
| 3 | Truist Bank | Bank | 1 | $35.4M | 6.93% |
| 4 | The Citizens National Bank of Somerset | Bank | 1 | $21.6M | 4.23% |
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $510.2M | 4 | 7 | The Monticello Banking Company | 71.8% | 5,507 |
| 2025 | $498.1M | 4 | 7 | The Monticello Banking Company | 72.8% | 5,634 |
| 2024 | $463.3M | 4 | 7 | The Monticello Banking Company | 72.0% | 5,540 |
| 2023 | $463.0M | 4 | 7 | The Monticello Banking Company | 71.7% | 5,508 |
| 2022 | $458.3M | 5 | 9 | The Monticello Banking Company | 68.0% | 4,990 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.