| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Independence Bank of Kentucky | Bank | 2 | $98.2M | 47.60% |
| 2 | First Financial Bank, National Association | Bank | 2 | $88.6M | 42.97% |
| 3 | Kraftcor Federal Credit Union | Credit union | 1 | $11.4M* | 5.52% |
| 4 | Labor Management Federal Credit Union | Credit union | 1 | $8.1M* | 3.91% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $206.3M | 4 | 6 | Independence Bank of Kentucky | 47.6% | 4,158 |
| 2025 | $227.7M | 4 | 6 | Independence Bank of Kentucky | 44.4% | 3,663 |
| 2024 | $226.3M | 4 | 6 | Independence Bank of Kentucky | 42.3% | 3,497 |
| 2023 | $209.9M | 4 | 6 | Independence Bank of Kentucky | 43.6% | 3,818 |
| 2022 | $231.8M | 4 | 6 | First Financial Bank, National Association | 51.8% | 4,046 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.