| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Guaranty State Bank and Trust Company | Bank | 3 | $209.2M | 50.51% |
| 2 | The Bank of Tescott | Bank | 1 | $96.9M | 23.40% |
| 3 | First National Bank and Trust | Bank | 1 | $36.1M | 8.71% |
| 4 | Farmway Credit Union | Credit union | 2 | $30.5M* | 7.35% |
| 5 | Central National Bank | Bank | 1 | $21.2M | 5.11% |
| 6 | Farmers and Merchants Bank | Bank | 1 | $20.3M | 4.91% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $414.1M | 6 | 9 | Guaranty State Bank and Trust Company | 50.5% | 3,279 |
| 2024 | $298.5M | 5 | 8 | Guaranty State Bank and Trust Company | 67.2% | 4,796 |
| 2023 | $280.8M | 5 | 7 | Guaranty State Bank and Trust Company | 70.1% | 5,146 |
| 2022 | $280.9M | 5 | 7 | Guaranty State Bank and Trust Company | 67.9% | 4,873 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.