| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Guaranty State Bank and Trust Company | Bank | 3 | $220.5M | 49.04% |
| 2 | The Bank of Tescott | Bank | 1 | $101.8M | 22.63% |
| 3 | Farmers and Merchants Bank | Bank | 1 | $37.5M | 8.35% |
| 4 | First National Bank and Trust | Bank | 1 | $34.0M | 7.57% |
| 5 | Farmway Credit Union | Credit union | 2 | $33.1M* | 7.36% |
| 6 | Central National Bank | Bank | 1 | $22.7M | 5.06% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $449.6M | 6 | 9 | Guaranty State Bank and Trust Company | 49.0% | 3,124 |
| 2025 | $414.1M | 6 | 9 | Guaranty State Bank and Trust Company | 50.5% | 3,279 |
| 2024 | $384.2M | 6 | 9 | Guaranty State Bank and Trust Company | 52.2% | 3,391 |
| 2023 | $365.6M | 6 | 8 | Guaranty State Bank and Trust Company | 53.9% | 3,574 |
| 2022 | $375.4M | 6 | 8 | Guaranty State Bank and Trust Company | 50.8% | 3,364 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.