| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Citizens State Bank | Bank | 3 | $315.1M | 41.92% |
| 2 | United Bank & Trust | Bank | 3 | $129.9M | 17.28% |
| 3 | First Commerce Bank | Bank | 2 | $120.6M | 16.04% |
| 4 | The State Bank of Bern | Bank | 1 | $57.3M | 7.63% |
| 5 | First National Bank in Frankfort | Bank | 1 | $55.4M | 7.37% |
| 6 | Sunflower Community Federal Credit Union | Credit union | 1 | $30.4M* | 4.04% |
| 7 | Western National Bank | Bank | 1 | $23.8M | 3.17% |
| 8 | First Heritage Bank | Bank | 1 | $12.4M | 1.65% |
| 9 | The Citizens State Bank and Trust Company | Bank | 1 | $6.8M | 0.91% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $751.8M | 9 | 14 | The Citizens State Bank | 41.9% | 2,456 |
| 2025 | $723.1M | 9 | 14 | The Citizens State Bank | 40.3% | 2,376 |
| 2024 | $696.3M | 9 | 14 | The Citizens State Bank | 39.4% | 2,349 |
| 2023 | $690.0M | 9 | 14 | The Citizens State Bank | 38.8% | 2,313 |
| 2022 | $706.9M | 9 | 14 | The Citizens State Bank | 37.9% | 2,228 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.