| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Farmers and Merchants State Bank | Bank | 3 | $210.0M | 45.08% |
| 2 | Union State Bank | Bank | 2 | $121.0M | 25.98% |
| 3 | Earlham Savings Bank | Bank | 2 | $89.0M | 19.11% |
| 4 | American State Bank | Bank | 1 | $45.8M | 9.83% |
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $465.8M | 4 | 8 | Farmers and Merchants State Bank | 45.1% | 3,169 |
| 2025 | $447.7M | 4 | 8 | Farmers and Merchants State Bank | 45.3% | 3,180 |
| 2024 | $423.9M | 4 | 8 | Farmers and Merchants State Bank | 43.6% | 3,112 |
| 2023 | $423.9M | 4 | 8 | Farmers and Merchants State Bank | 41.4% | 2,992 |
| 2022 | $426.8M | 4 | 8 | Farmers and Merchants State Bank | 42.3% | 3,073 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.