| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Farmers and Merchants State Bank | Bank | 3 | $202.8M | 45.31% |
| 2 | Union State Bank | Bank | 2 | $111.8M | 24.98% |
| 3 | Earlham Savings Bank | Bank | 2 | $91.3M | 20.40% |
| 4 | American State Bank | Bank | 1 | $41.7M | 9.31% |
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $447.7M | 4 | 8 | Farmers and Merchants State Bank | 45.3% | 3,180 |
| 2024 | $423.9M | 4 | 8 | Farmers and Merchants State Bank | 43.6% | 3,112 |
| 2023 | $423.9M | 4 | 8 | Farmers and Merchants State Bank | 41.4% | 2,992 |
| 2022 | $426.8M | 4 | 8 | Farmers and Merchants State Bank | 42.3% | 3,073 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.