| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Citizens State Bank | Bank | 1 | $204.1M | 25.36% |
| 2 | Ohnward Bank & Trust | Bank | 1 | $153.9M | 19.12% |
| 3 | Citizens Savings Bank | Bank | 1 | $115.9M | 14.39% |
| 4 | Fidelity Bank & Trust | Bank | 2 | $105.2M | 13.07% |
| 5 | Citizens State Bank | Bank | 3 | $90.2M | 11.20% |
| 6 | Dutrac Community Credit Union | Credit union | 1 | $73.7M* | 9.16% |
| 7 | Farmers & Merchants Savings Bank | Bank | 2 | $46.8M | 5.81% |
| 8 | The Exchange State Bank | Bank | 1 | $15.3M | 1.90% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $804.9M | 8 | 12 | Citizens State Bank | 25.4% | 1,633 |
| 2025 | $752.2M | 8 | 12 | Citizens State Bank | 25.8% | 1,623 |
| 2024 | $684.3M | 8 | 12 | Citizens State Bank | 22.3% | 1,516 |
| 2023 | $683.6M | 8 | 12 | Citizens State Bank | 22.5% | 1,495 |
| 2022 | $676.6M | 8 | 12 | Citizens State Bank | 23.9% | 1,535 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.