| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Merchants Bank | Bank | 1 | $246.1M | 31.16% |
| 2 | Bank of Wolcott | Bank | 2 | $182.7M | 23.14% |
| 3 | The Fountain Trust Company | Bank | 3 | $114.7M | 14.53% |
| 4 | Alliance Bank | Bank | 2 | $93.4M | 11.83% |
| 5 | Flagstar Bank, National Association | Bank | 1 | $77.5M | 9.82% |
| 6 | Industrial Federal Credit Union | Credit union | 1 | $33.1M* | 4.19% |
| 7 | Lakes Federal Credit Union | Credit union | 1 | $22.3M* | 2.83% |
| 8 | Peoples Community Bank SB of Monticello, Indiana | Bank | 1 | $19.7M | 2.50% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $789.6M | 8 | 12 | First Merchants Bank | 31.2% | 1,986 |
| 2024 | $729.4M | 8 | 12 | First Merchants Bank | 30.8% | 1,996 |
| 2023 | $696.1M | 8 | 13 | First Merchants Bank | 30.2% | 1,979 |
| 2022 | $682.4M | 8 | 13 | First Merchants Bank | 28.1% | 1,893 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.