| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Merchants Bank | Bank | 1 | $607.0M | 51.61% |
| 2 | Bank of Wolcott | Bank | 2 | $192.6M | 16.38% |
| 3 | The Fountain Trust Company | Bank | 3 | $121.2M | 10.30% |
| 4 | Alliance Bank | Bank | 2 | $93.5M | 7.95% |
| 5 | Flagstar Bank, National Association | Bank | 1 | $83.0M | 7.05% |
| 6 | Industrial Federal Credit Union | Credit union | 1 | $35.6M* | 3.02% |
| 7 | Lakes Federal Credit Union | Credit union | 1 | $23.7M* | 2.02% |
| 8 | Peoples Community Bank SB of Monticello, Indiana | Bank | 1 | $19.5M | 1.65% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.18B | 8 | 12 | First Merchants Bank | 51.6% | 3,167 |
| 2025 | $789.6M | 8 | 12 | First Merchants Bank | 31.2% | 1,986 |
| 2024 | $729.4M | 8 | 12 | First Merchants Bank | 30.8% | 1,996 |
| 2023 | $696.4M | 8 | 13 | First Merchants Bank | 30.1% | 1,978 |
| 2022 | $682.7M | 8 | 13 | First Merchants Bank | 28.1% | 1,892 |
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