| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Bank of Berne | Bank | 1 | $212.4M | 23.60% |
| 2 | First Merchants Bank | Bank | 1 | $106.1M | 11.78% |
| 3 | Kemba Credit Union | Credit union | 1 | $100.9M* | 11.21% |
| 4 | The Farmers & Merchants State Bank | Bank | 2 | $100.4M | 11.15% |
| 5 | PNC Bank, National Association | Bank | 1 | $91.1M | 10.12% |
| 6 | Three Rivers Federal Credit Union | Credit union | 1 | $83.2M* | 9.24% |
| 7 | 1st Source Bank | Bank | 1 | $56.8M | 6.31% |
| 8 | Flagstar Bank, National Association | Bank | 1 | $54.2M | 6.02% |
| 9 | Profed Federal Credit Union | Credit union | 1 | $50.6M* | 5.62% |
| 10 | Midwest America Federal Credit Union | Credit union | 1 | $44.5M* | 4.95% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $900.1M | 10 | 11 | First Bank of Berne | 23.6% | 1,266 |
| 2025 | $853.1M | 9 | 10 | First Bank of Berne | 25.8% | 1,422 |
| 2024 | $889.0M | 12 | 13 | First Bank of Berne | 22.7% | 1,291 |
| 2023 | $898.6M | 12 | 13 | First Bank of Berne | 22.8% | 1,287 |
| 2022 | $946.1M | 12 | 13 | First Bank of Berne | 22.6% | 1,298 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.