| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Bank of Berne | Bank | 1 | $219.8M | 25.76% |
| 2 | Kemba Credit Union | Credit union | 1 | $106.0M* | 12.43% |
| 3 | PNC Bank, National Association | Bank | 1 | $103.3M | 12.11% |
| 4 | The Farmers & Merchants State Bank | Bank | 2 | $102.4M | 12.01% |
| 5 | First Merchants Bank | Bank | 1 | $95.5M | 11.19% |
| 6 | Three Rivers Federal Credit Union | Credit union | 1 | $81.1M* | 9.51% |
| 7 | 1st Source Bank | Bank | 1 | $54.2M | 6.36% |
| 8 | Flagstar Bank, National Association | Bank | 1 | $46.2M | 5.41% |
| 9 | Midwest America Federal Credit Union | Credit union | 1 | $44.5M* | 5.22% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $853.1M | 9 | 10 | First Bank of Berne | 25.8% | 1,422 |
| 2024 | $889.0M | 12 | 13 | First Bank of Berne | 22.7% | 1,291 |
| 2023 | $901.6M | 12 | 13 | First Bank of Berne | 22.7% | 1,285 |
| 2022 | $949.3M | 12 | 13 | First Bank of Berne | 22.6% | 1,296 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.