| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Crossroads Bank | Bank | 2 | $326.4M | 37.54% |
| 2 | Beacon Credit Union | Credit union | 4 | $247.7M* | 28.48% |
| 3 | First Merchants Bank | Bank | 1 | $87.2M | 10.02% |
| 4 | First Farmers Bank & Trust Co. | Bank | 1 | $84.2M | 9.69% |
| 5 | First Financial Bank | Bank | 1 | $57.6M | 6.62% |
| 6 | Flagstar Bank, National Association | Bank | 1 | $33.1M | 3.80% |
| 7 | The Bippus State Bank | Bank | 1 | $29.4M | 3.38% |
| 8 | Fo Me Bo Co Federal Credit Union | Credit union | 1 | $3.1M* | 0.36% |
| 9 | Concora Wabash Federal Credit Union | Credit union | 1 | $904K* | 0.10% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $869.5M | 9 | 13 | Crossroads Bank | 37.5% | 2,484 |
| 2025 | $827.2M | 9 | 13 | Crossroads Bank | 38.4% | 2,438 |
| 2024 | $886.4M | 9 | 13 | Crossroads Bank | 38.7% | 2,572 |
| 2023 | $903.2M | 9 | 13 | Crossroads Bank | 35.2% | 2,581 |
| 2022 | $866.4M | 9 | 13 | Crossroads Bank | 35.4% | 2,665 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.