| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Crossroads Bank | Bank | 2 | $318.0M | 38.44% |
| 2 | Beacon Credit Union | Credit union | 4 | $215.4M* | 26.04% |
| 3 | First Farmers Bank & Trust Co. | Bank | 1 | $86.2M | 10.42% |
| 4 | First Merchants Bank | Bank | 1 | $81.7M | 9.87% |
| 5 | First Financial Bank | Bank | 1 | $55.4M | 6.69% |
| 6 | The Bippus State Bank | Bank | 1 | $34.1M | 4.13% |
| 7 | Flagstar Bank, National Association | Bank | 1 | $31.5M | 3.81% |
| 8 | Fo Me Bo Co Federal Credit Union | Credit union | 1 | $3.8M* | 0.46% |
| 9 | Concora Wabash Federal Credit Union | Credit union | 1 | $1.1M* | 0.13% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $827.2M | 9 | 13 | Crossroads Bank | 38.4% | 2,438 |
| 2024 | $886.4M | 9 | 13 | Crossroads Bank | 38.7% | 2,572 |
| 2023 | $912.5M | 9 | 13 | Crossroads Bank | 34.8% | 2,595 |
| 2022 | $875.6M | 9 | 13 | Beacon Credit Union | 35.3% | 2,682 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.