| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The First National Bank of Monterey | Bank | 2 | $261.6M | 48.24% |
| 2 | Alliance Bank | Bank | 2 | $149.2M | 27.50% |
| 3 | First Federal Savings Bank | Bank | 1 | $69.6M | 12.83% |
| 4 | 1st Source Bank | Bank | 1 | $39.2M | 7.22% |
| 5 | Lake City Bank | Bank | 1 | $22.8M | 4.21% |
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $542.4M | 5 | 7 | The First National Bank of Monterey | 48.2% | 3,318 |
| 2025 | $537.1M | 5 | 7 | The First National Bank of Monterey | 46.3% | 3,186 |
| 2024 | $534.4M | 5 | 7 | The First National Bank of Monterey | 45.8% | 3,012 |
| 2023 | $498.9M | 5 | 7 | The First National Bank of Monterey | 44.7% | 3,012 |
| 2022 | $507.9M | 5 | 7 | The First National Bank of Monterey | 46.9% | 3,208 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.