| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Owen County State Bank | Bank | 2 | $193.9M | 43.93% |
| 2 | Baxter Credit Union | Credit union | 1 | $122.8M* | 27.82% |
| 3 | The Peoples State Bank | Bank | 1 | $71.5M | 16.20% |
| 4 | Crane Credit Union | Credit union | 1 | $53.2M* | 12.06% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $441.4M | 4 | 5 | Owen County State Bank | 43.9% | 3,112 |
| 2025 | $409.8M | 4 | 5 | Owen County State Bank | 47.1% | 3,240 |
| 2024 | $388.1M | 4 | 5 | Owen County State Bank | 49.5% | 3,371 |
| 2023 | $371.1M | 4 | 5 | Owen County State Bank | 48.2% | 3,290 |
| 2022 | $370.4M | 4 | 5 | Owen County State Bank | 52.0% | 3,540 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.