| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Farmers State Bank | Bank | 7 | $726.2M | 58.13% |
| 2 | Interra Credit Union | Credit union | 3 | $305.0M* | 24.41% |
| 3 | Lake City Bank | Bank | 2 | $148.2M | 11.86% |
| 4 | Flagstar Bank, National Association | Bank | 1 | $44.0M | 3.52% |
| 5 | Horizon Bank | Bank | 1 | $25.9M | 2.08% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.25B | 5 | 14 | Farmers State Bank | 58.1% | 4,132 |
| 2024 | $1.15B | 5 | 15 | Farmers State Bank | 56.2% | 3,977 |
| 2023 | $1.08B | 5 | 15 | Farmers State Bank | 53.5% | 3,860 |
| 2022 | $1.11B | 5 | 15 | Farmers State Bank | 54.0% | 3,865 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.