| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Farmers State Bank | Bank | 7 | $686.4M | 57.53% |
| 2 | Interra Credit Union | Credit union | 3 | $315.1M* | 26.41% |
| 3 | Lake City Bank | Bank | 2 | $119.1M | 9.98% |
| 4 | Flagstar Bank, National Association | Bank | 1 | $47.1M | 3.95% |
| 5 | Horizon Bank | Bank | 1 | $25.4M | 2.13% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.19B | 5 | 14 | Farmers State Bank | 57.5% | 4,127 |
| 2025 | $1.25B | 5 | 14 | Farmers State Bank | 58.1% | 4,132 |
| 2024 | $1.15B | 5 | 15 | Farmers State Bank | 56.2% | 3,977 |
| 2023 | $1.08B | 5 | 15 | Farmers State Bank | 53.4% | 3,857 |
| 2022 | $1.12B | 5 | 15 | Farmers State Bank | 53.9% | 3,861 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.