| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Merchants Bank | Bank | 2 | $237.8M | 48.63% |
| 2 | First Bank of Berne | Bank | 1 | $115.9M | 23.71% |
| 3 | First Financial Bank | Bank | 1 | $61.4M | 12.56% |
| 4 | The Farmers & Merchants State Bank | Bank | 1 | $32.4M | 6.63% |
| 5 | Crossroads Financial Federal Credit Union | Credit union | 1 | $27.6M* | 5.64% |
| 6 | The Farmers State Bank | Bank | 1 | $13.9M | 2.85% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $489.0M | 6 | 7 | First Merchants Bank | 48.6% | 3,169 |
| 2024 | $467.6M | 6 | 8 | First Merchants Bank | 44.7% | 2,863 |
| 2023 | $447.6M | 6 | 8 | First Merchants Bank | 45.3% | 2,942 |
| 2022 | $361.1M | 6 | 8 | First Merchants Bank | 35.5% | 2,479 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.