| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Merchants Bank | Bank | 2 | $139.2M | 35.09% |
| 2 | First Bank of Berne | Bank | 1 | $119.6M | 30.16% |
| 3 | First Financial Bank | Bank | 1 | $58.8M | 14.81% |
| 4 | The Farmers & Merchants State Bank | Bank | 1 | $31.4M | 7.92% |
| 5 | Crossroads Financial Federal Credit Union | Credit union | 1 | $28.8M* | 7.26% |
| 6 | The Farmers State Bank | Bank | 1 | $18.9M | 4.75% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $396.7M | 6 | 7 | First Merchants Bank | 35.1% | 2,498 |
| 2025 | $489.0M | 6 | 7 | First Merchants Bank | 48.6% | 3,169 |
| 2024 | $467.6M | 6 | 8 | First Merchants Bank | 44.7% | 2,863 |
| 2023 | $446.3M | 6 | 8 | First Merchants Bank | 45.5% | 2,953 |
| 2022 | $359.8M | 6 | 8 | First Merchants Bank | 35.6% | 2,488 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.