| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Farmers Bank, Frankfort, Indiana | Bank | 6 | $525.3M | 63.12% |
| 2 | First Merchants Bank | Bank | 1 | $89.6M | 10.77% |
| 3 | Encompass Federal Credit Union | Credit union | 2 | $86.7M* | 10.42% |
| 4 | Regions Bank | Bank | 1 | $50.8M | 6.10% |
| 5 | First Financial Bank | Bank | 1 | $44.3M | 5.32% |
| 6 | Industrial Federal Credit Union | Credit union | 1 | $35.6M* | 4.27% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $832.2M | 6 | 12 | The Farmers Bank, Frankfort, Indiana | 63.1% | 4,292 |
| 2025 | $837.0M | 6 | 12 | The Farmers Bank, Frankfort, Indiana | 61.3% | 4,109 |
| 2024 | $769.3M | 6 | 12 | The Farmers Bank, Frankfort, Indiana | 57.8% | 3,753 |
| 2023 | $718.8M | 6 | 12 | The Farmers Bank, Frankfort, Indiana | 56.0% | 3,571 |
| 2022 | $721.4M | 6 | 12 | The Farmers Bank, Frankfort, Indiana | 57.9% | 3,747 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.