| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Clay City Banking Co. | Bank | 3 | $154.0M | 35.01% |
| 2 | Flora Bank & Trust | Bank | 2 | $117.2M | 26.65% |
| 3 | Clay County State Bank | Bank | 1 | $91.7M | 20.85% |
| 4 | First Community Bank, Xenia-Flora | Bank | 2 | $47.3M | 10.76% |
| 5 | Community Partners Savings Bank | Bank | 1 | $29.6M | 6.74% |
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $439.9M | 5 | 9 | The Clay City Banking Co. | 35.0% | 2,532 |
| 2025 | $421.2M | 5 | 9 | The Clay City Banking Co. | 33.8% | 2,469 |
| 2024 | $447.7M | 6 | 10 | The Clay City Banking Co. | 31.3% | 2,204 |
| 2023 | $446.4M | 6 | 10 | The Clay City Banking Co. | 30.9% | 2,205 |
| 2022 | $438.7M | 6 | 10 | The Clay City Banking Co. | 31.2% | 2,232 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.