| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Milledgeville State Bank | Bank | 1 | $170.6M | 25.00% |
| 2 | Fidelity Bank | Bank | 3 | $108.7M | 15.93% |
| 3 | Exchange State Bank | Bank | 1 | $98.6M | 14.45% |
| 4 | First State Bank Shannon-Polo | Bank | 2 | $93.6M | 13.71% |
| 5 | TBK BANK, SSB | Bank | 3 | $76.4M | 11.19% |
| 6 | R.I.A. Federal Credit Union | Credit union | 1 | $53.2M* | 7.80% |
| 7 | Farmers National Bank | Bank | 1 | $38.9M | 5.70% |
| 8 | The State Bank of Pearl City | Bank | 1 | $18.4M | 2.70% |
| 9 | Citizens State Bank | Bank | 1 | $12.5M | 1.83% |
| 10 | Blackhawk Area Credit Union | Credit union | 1 | $11.5M* | 1.69% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $682.5M | 10 | 15 | Milledgeville State Bank | 25.0% | 1,508 |
| 2025 | $669.3M | 10 | 15 | Milledgeville State Bank | 23.1% | 1,476 |
| 2024 | $616.8M | 9 | 14 | Milledgeville State Bank | 22.1% | 1,559 |
| 2023 | $629.9M | 9 | 14 | Milledgeville State Bank | 20.4% | 1,553 |
| 2022 | $688.5M | 10 | 15 | Milledgeville State Bank | 18.7% | 1,398 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.