| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Milledgeville State Bank | Bank | 1 | $154.3M | 23.05% |
| 2 | Fidelity Bank | Bank | 3 | $110.1M | 16.45% |
| 3 | Exchange State Bank | Bank | 1 | $99.8M | 14.92% |
| 4 | First State Bank Shannon-Polo | Bank | 2 | $93.5M | 13.97% |
| 5 | TBK BANK, SSB | Bank | 3 | $83.4M | 12.47% |
| 6 | R.I.A. Federal Credit Union | Credit union | 1 | $53.9M* | 8.05% |
| 7 | Farmers National Bank | Bank | 1 | $31.7M | 4.73% |
| 8 | The State Bank of Pearl City | Bank | 1 | $15.7M | 2.35% |
| 9 | Citizens State Bank | Bank | 1 | $15.6M | 2.33% |
| 10 | Blackhawk Area Credit Union | Credit union | 1 | $11.2M* | 1.68% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $669.3M | 10 | 15 | Milledgeville State Bank | 23.1% | 1,476 |
| 2024 | $616.8M | 9 | 14 | Milledgeville State Bank | 22.1% | 1,559 |
| 2023 | $624.3M | 9 | 14 | Milledgeville State Bank | 20.6% | 1,563 |
| 2022 | $674.2M | 9 | 14 | Milledgeville State Bank | 19.1% | 1,442 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.