| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company | Bank | 1 | $152.9M | 29.18% |
| 2 | SouthState Bank, National Association | Bank | 1 | $98.7M | 18.83% |
| 3 | Oconee Federal Savings and Loan Association | Bank | 1 | $77.6M | 14.81% |
| 4 | Regions Bank | Bank | 1 | $72.6M | 13.85% |
| 5 | North Georgia Credit Union | Credit union | 2 | $42.4M* | 8.08% |
| 6 | Northeast Georgia Bank | Bank | 1 | $37.0M | 7.06% |
| 7 | Peach State Federal Credit Union | Credit union | 1 | $33.6M* | 6.41% |
| 8 | The Wright Credit Union | Credit union | 1 | $6.7M* | 1.28% |
| 9 | Omega Psi Phi Fraternity Federal Credit Union | Credit union | 1 | $2.5M* | 0.48% |
| 10 | Stephens County Community Federal Credit Union | Credit union | 2 | $133K* | 0.03% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $524.2M | 10 | 12 | First-Citizens Bank & Trust Company | 29.2% | 1,775 |
| 2025 | $509.5M | 10 | 12 | First-Citizens Bank & Trust Company | 29.9% | 1,809 |
| 2024 | $487.5M | 10 | 12 | First-Citizens Bank & Trust Company | 31.2% | 1,901 |
| 2023 | $502.7M | 10 | 12 | First-Citizens Bank & Trust Company | 31.1% | 1,797 |
| 2022 | $511.6M | 10 | 12 | First-Citizens Bank & Trust Company | 29.7% | 1,744 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.