| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company | Bank | 1 | $152.1M | 29.85% |
| 2 | SouthState Bank, National Association | Bank | 1 | $98.8M | 19.39% |
| 3 | Oconee Federal Savings and Loan Association | Bank | 1 | $80.0M | 15.71% |
| 4 | Regions Bank | Bank | 1 | $60.7M | 11.91% |
| 5 | North Georgia Credit Union | Credit union | 2 | $38.8M* | 7.61% |
| 6 | Northeast Georgia Bank | Bank | 1 | $36.6M | 7.18% |
| 7 | Peach State Federal Credit Union | Credit union | 1 | $32.9M* | 6.47% |
| 8 | The Wright Credit Union | Credit union | 1 | $7.1M* | 1.40% |
| 9 | Omega Psi Phi Fraternity Federal Credit Union | Credit union | 1 | $2.4M* | 0.47% |
| 10 | Stephens County Community Federal Credit Union | Credit union | 2 | $134K* | 0.03% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $509.5M | 10 | 12 | First-Citizens Bank & Trust Company | 29.9% | 1,809 |
| 2024 | $487.5M | 10 | 12 | First-Citizens Bank & Trust Company | 31.2% | 1,901 |
| 2023 | $501.4M | 10 | 12 | First-Citizens Bank & Trust Company | 31.2% | 1,802 |
| 2022 | $510.3M | 10 | 12 | First-Citizens Bank & Trust Company | 29.8% | 1,749 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.