| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | United Community Bank | Bank | 1 | $236.4M | 31.47% |
| 2 | Rabun County Bank | Bank | 2 | $215.6M | 28.70% |
| 3 | Regions Bank | Bank | 1 | $83.9M | 11.17% |
| 4 | First American Bank and Trust Company | Bank | 1 | $66.9M | 8.91% |
| 5 | SouthState Bank, National Association | Bank | 1 | $60.3M | 8.03% |
| 6 | Oconee Federal Savings and Loan Association | Bank | 1 | $46.2M | 6.15% |
| 7 | MyGeorgia Credit Union | Credit union | 1 | $22.6M* | 3.01% |
| 8 | North Georgia Credit Union | Credit union | 1 | $19.4M* | 2.58% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $751.4M | 8 | 9 | United Community Bank | 31.5% | 2,136 |
| 2024 | $690.8M | 8 | 9 | Rabun County Bank | 29.5% | 1,956 |
| 2023 | $673.4M | 7 | 8 | Rabun County Bank | 30.2% | 2,016 |
| 2022 | $686.4M | 7 | 8 | Rabun County Bank | 29.3% | 1,985 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.