| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Farmers & Merchants Bank | Bank | 2 | $258.6M | 36.66% |
| 2 | The Peoples Bank | Bank | 2 | $234.8M | 33.30% |
| 3 | Robins Financial Credit Union | Credit union | 1 | $178.3M* | 25.28% |
| 4 | Peach State Federal Credit Union | Credit union | 1 | $33.6M* | 4.76% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $705.3M | 4 | 6 | Farmers & Merchants Bank | 36.7% | 3,115 |
| 2025 | $722.8M | 4 | 6 | Farmers & Merchants Bank | 40.1% | 3,209 |
| 2024 | $482.0M | 3 | 5 | Farmers & Merchants Bank | 49.7% | 4,493 |
| 2023 | $422.5M | 3 | 5 | Farmers & Merchants Bank | 55.4% | 5,057 |
| 2022 | $456.0M | 4 | 6 | Farmers & Merchants Bank | 46.3% | 4,080 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.