| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Vallant Bank | Bank | 2 | $532.5M | 28.43% |
| 2 | Bank of Dudley | Bank | 4 | $370.6M | 19.79% |
| 3 | Robins Financial Credit Union | Credit union | 1 | $178.3M* | 9.52% |
| 4 | Georgia United Credit Union | Credit union | 1 | $143.1M* | 7.64% |
| 5 | Farmers State Bank | Bank | 3 | $134.3M | 7.17% |
| 6 | Capital City Bank | Bank | 1 | $93.5M | 4.99% |
| 7 | The Citizens Bank of Swainsboro | Bank | 2 | $89.8M | 4.80% |
| 8 | Georgia First Bank | Bank | 1 | $83.9M | 4.48% |
| 9 | BankSouth | Bank | 2 | $64.4M | 3.44% |
| 10 | Wells Fargo Bank, National Association | Bank | 1 | $52.7M | 2.82% |
| 3 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.87B | 13 | 22 | Vallant Bank | 28.4% | 1,504 |
| 2025 | $1.77B | 13 | 23 | Morris Bank | 29.2% | 1,519 |
| 2024 | $1.74B | 13 | 23 | Morris Bank | 29.5% | 1,516 |
| 2023 | $1.74B | 13 | 23 | Morris Bank | 30.0% | 1,528 |
| 2022 | $1.74B | 12 | 22 | Morris Bank | 29.8% | 1,542 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.