| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | United Community Bank | Bank | 2 | $386.0M | 25.32% |
| 2 | SouthState Bank, National Association | Bank | 3 | $373.8M | 24.51% |
| 3 | Bank OZK | Bank | 1 | $213.3M | 13.99% |
| 4 | Vallant Bank | Bank | 2 | $145.3M | 9.53% |
| 5 | Georgia United Credit Union | Credit union | 1 | $143.1M* | 9.38% |
| 6 | Regions Bank | Bank | 1 | $103.3M | 6.77% |
| 7 | Rabun County Bank | Bank | 2 | $101.5M | 6.65% |
| 8 | Peach State Federal Credit Union | Credit union | 1 | $33.6M* | 2.20% |
| 9 | MyGeorgia Credit Union | Credit union | 1 | $25.0M* | 1.64% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.52B | 9 | 14 | United Community Bank | 25.3% | 1,714 |
| 2025 | $1.50B | 9 | 14 | SouthState Bank, National Association | 25.9% | 1,772 |
| 2024 | $1.43B | 9 | 13 | SouthState Bank, National Association | 26.9% | 1,836 |
| 2023 | $1.40B | 9 | 13 | SouthState Bank, National Association | 28.9% | 1,898 |
| 2022 | $1.23B | 8 | 12 | SouthState Bank, National Association | 35.3% | 2,307 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.