| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | United National Bank | Bank | 1 | $255.9M | 42.66% |
| 2 | Ameris Bank | Bank | 1 | $114.9M | 19.15% |
| 3 | Capital City Bank | Bank | 1 | $75.0M | 12.50% |
| 4 | Bank OZK | Bank | 1 | $57.4M | 9.56% |
| 5 | First National Bank of Decatur County | Bank | 1 | $56.5M | 9.41% |
| 6 | Five Star Credit Union | Credit union | 1 | $40.3M* | 6.71% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $599.9M | 6 | 6 | United National Bank | 42.7% | 2,568 |
| 2025 | $610.0M | 6 | 6 | United National Bank | 41.6% | 2,513 |
| 2024 | $547.0M | 6 | 6 | United National Bank | 39.7% | 2,448 |
| 2023 | $553.8M | 6 | 6 | United National Bank | 41.0% | 2,547 |
| 2022 | $576.3M | 6 | 6 | United National Bank | 41.7% | 2,566 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.