| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Vallant Bank | Bank | 3 | $245.8M | 36.58% |
| 2 | Northeast Georgia Bank | Bank | 3 | $170.9M | 25.44% |
| 3 | First-Citizens Bank & Trust Company | Bank | 2 | $148.8M | 22.15% |
| 4 | Truist Bank | Bank | 1 | $44.9M | 6.68% |
| 5 | Peach State Federal Credit Union | Credit union | 1 | $33.6M* | 5.00% |
| 6 | North Georgia Credit Union | Credit union | 1 | $21.2M* | 3.15% |
| 7 | The Wright Credit Union | Credit union | 1 | $6.7M* | 1.00% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $671.9M | 7 | 12 | Vallant Bank | 36.6% | 2,556 |
| 2025 | $624.4M | 7 | 12 | Vallant Bank | 36.9% | 2,531 |
| 2024 | $603.8M | 7 | 13 | Vallant Bank | 37.1% | 2,510 |
| 2023 | $609.2M | 6 | 12 | Vallant Bank | 36.5% | 2,478 |
| 2022 | $651.6M | 7 | 13 | Vallant Bank | 34.5% | 2,220 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.