| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | United Community Bank | Bank | 3 | $877.1M | 59.31% |
| 2 | Bank OZK | Bank | 1 | $284.9M | 19.27% |
| 3 | SouthState Bank, National Association | Bank | 1 | $109.0M | 7.37% |
| 4 | Truist Bank | Bank | 1 | $107.6M | 7.28% |
| 5 | United Bank | Bank | 1 | $43.1M | 2.91% |
| 6 | Copper Basin Federal Credit Union | Credit union | 1 | $29.4M* | 1.99% |
| 7 | Peoples Bank of East Tennessee | Bank | 1 | $27.6M | 1.87% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.48B | 7 | 9 | United Community Bank | 59.3% | 4,012 |
| 2025 | $1.44B | 7 | 9 | United Community Bank | 60.2% | 4,096 |
| 2024 | $1.33B | 6 | 8 | United Community Bank | 63.1% | 4,440 |
| 2023 | $1.03B | 6 | 8 | United Community Bank | 57.4% | 3,817 |
| 2022 | $1.00B | 6 | 8 | United Community Bank | 60.3% | 4,085 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.