| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Georgia's Own Credit Union | Credit union | 1 | $119.5M* | 41.89% |
| 2 | FNB SOUTH | Bank | 1 | $106.5M | 37.31% |
| 3 | Southeastern Bank | Bank | 1 | $59.4M | 20.80% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $285.4M | 3 | 3 | Georgia's Own Credit Union | 41.9% | 3,579 |
| 2025 | $274.2M | 3 | 3 | Georgia's Own Credit Union | 43.4% | 3,630 |
| 2024 | $244.9M | 3 | 3 | Georgia's Own Credit Union | 39.2% | 3,513 |
| 2023 | $244.9M | 3 | 3 | Georgia's Own Credit Union | 43.1% | 3,539 |
| 2022 | $154.3M | 2 | 2 | FNB SOUTH | 59.4% | 5,178 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.