| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Federal Bank | Bank | 1 | $104.7M | 41.92% |
| 2 | Innovations Financial Credit Union | Credit union | 1 | $62.6M* | 25.06% |
| 3 | Community South Credit Union | Credit union | 1 | $52.4M* | 20.96% |
| 4 | PeoplesSouth Bank | Bank | 1 | $30.1M | 12.06% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $249.8M | 4 | 4 | First Federal Bank | 41.9% | 2,970 |
| 2025 | $246.4M | 4 | 4 | First Federal Bank | 41.2% | 2,925 |
| 2024 | $238.3M | 4 | 4 | First Federal Bank | 43.8% | 3,011 |
| 2023 | $229.4M | 4 | 4 | First Federal Bank | 45.5% | 3,109 |
| 2022 | $223.8M | 4 | 4 | First Federal Bank | 48.9% | 3,328 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.