| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | UMB Bank, National Association | Bank | 1 | $115.4M | 46.75% |
| 2 | Westamerica Bank | Bank | 1 | $86.4M | 35.01% |
| 3 | Merco Credit Union | Credit union | 1 | $45.0M* | 18.24% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $246.9M | 3 | 3 | UMB Bank, National Association | 46.8% | 3,744 |
| 2025 | $250.1M | 3 | 3 | UMB Bank, National Association | 47.4% | 3,769 |
| 2024 | $238.9M | 3 | 3 | Htlf Bank | 46.0% | 3,766 |
| 2023 | $250.6M | 3 | 3 | Htlf Bank | 43.5% | 3,699 |
| 2022 | $251.4M | 3 | 3 | Premier Valley Bank | 44.2% | 3,711 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.