| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Horatio State Bank | Bank | 2 | $43.9M | 21.69% |
| 2 | Diamond Bank | Bank | 1 | $41.3M | 20.44% |
| 3 | Red River Employees Federal Credit Union | Credit union | 1 | $41.2M* | 20.35% |
| 4 | Mil-Way Federal Credit Union | Credit union | 1 | $41.0M* | 20.28% |
| 5 | Farmers Bank & Trust Company | Bank | 1 | $34.9M | 17.24% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $202.2M | 5 | 6 | Horatio State Bank | 21.7% | 2,011 |
| 2024 | $219.5M | 6 | 7 | Red River Employees Federal Credit Union | 18.9% | 1,677 |
| 2023 | $218.1M | 6 | 7 | Red River Employees Federal Credit Union | 20.3% | 1,703 |
| 2022 | $206.0M | 6 | 7 | Red River Employees Federal Credit Union | 23.9% | 1,838 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.