| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Philo Exchange BankPhilo | IL | $156.6M | $130.3M | +18.3% | +3.2% | 1.01% | 71.5% | 3.62% | 9.96% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Philo Exchange Bank.