| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State BankGraham | TX | $308.8M | $275.9M | +8.7% | +11.8% | 1.52% | 62.3% | 3.84% | 10.09% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank.