| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| WNB FINANCIAL, N.A.Winona | MN | $583.7M | $512.9M | +4.5% | +0.2% | 1.00% | 67.8% | 3.45% | 10.35% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, WNB FINANCIAL, N.A..