| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Flatwater BankGothenburg | NE | $367.7M | $320.8M | +21.0% | +10.9% | 1.27% | 58.1% | 3.55% | 8.84% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Flatwater Bank.