| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Grand Rapids State BankGrand Rapids | MN | $261.1M | $234.1M | +10.5% | -6.6% | 2.22% | 59.4% | 5.43% | 9.94% |
| MINNESOTA LAKES BANKDelano | MN | $129.8M | $113.5M | +5.4% | -9.3% | 1.43% | 67.2% | 5.42% | 10.29% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Grand Rapids State Bank.